Welcome to Cape Fear Bank, where we partner with you. Whatever your next project – personal or professional – we have a loan product that can help you achieve your dreams. Whether it’s buying or renovating a home, purchasing a new car, or launching a business endeavor, we are ready to offer you experienced, personal service to guide you through the loan process and help you accomplish your goals. And because we’re a community bank, all of our decisions are made right here. At Cape Fear Bank, we grow dreams. We’d like to help you realize yours.
Click below to learn more about our loan banking services and companion products.
Equity Line Reserve™ – Equity Line Reserve™ is a line of credit based on the equity in your home that offers lower interest rates and potential tax savings (+). You can use this line of credit whenever you need it for whatever you want. And, more importantly, you can use Equity Line Reserve™ over and over as you reduce your balance. Funds can be accessed using an Equity Line Reserve™ check. Required monthly payments are interest only.
Lot Loans – A lot loan assists you in the purchase of property for the purpose of building a home. Competitive terms and rates are available to help you realize your dream.
Construction Loans – A construction loan provides you, or your builder, with the ability to draw funds as needed during the construction of your home, based on the percentage of work completed. Required monthly payments are interest only.
Vehicle Loans – Cape Fear Bank offers numerous financing options with competitive terms and rates for new and used automobile or truck purchases. Let us assist you in selecting the best financing solution for your next vehicle purchase.
Credit Line Reserve™ – Credit Line Reserve™ provides overdraft protection for your checking account with lines of credit ranging from $500.00 to $5,000.00, depending on your financial situation, and can be accessed by requesting a cash advance.
Credit Line Reserve Plus™ – Credit Line Reserve Plus™ provides overdraft protection for your checking account, plus the flexibility to write yourself a loan any time you want. Lines of credit greater than $5,000.00 are available, depending on your financial situation. Funds can be accessed using a Credit Line Reserve Plus™ check or by requesting a cash advance.
Credit Cards – Both Visa® and MasterCard® credit cards feature competitive rates and no annual fees. Visa® Platinum, Visa® Gold, and MasterCard® Gold credit cards are also available.
Other Loans – If you are in the market to make a special purchase – anything from a boat to an RV– we can help you find the loan or line of credit to best meet your needs.
Cape Fear Bank offers a variety of competitive loans to meet the needs of most small-to medium-sized businesses. We can provide your business with a vehicle loan, commercial mortgage, construction loan, credit card, letter of credit, line of credit, or any of the other secured and unsecured loans available.
Cape Fear Bank offers a variety of mortgage products to finance your personal residence, second home, or investment property. Competitive terms and rates – including fixed and variable – allow you to achieve your long-term financial goals and enjoy possible tax benefits (+). Our mortgage lenders work closely with you to determine which mortgage is the right choice for you – whether you are a first-time homeowner or buying a retirement residence. Contact our mortgage department for more information about our products and services:
Pamela Potter – ppotter@capefearbank.com or (910) 371-1405
Ashley Weninger – aweninger@capefearbank.com or (910) 509-3904
Melanie Grammen – mgrammen@capefearbank.com or (910) 620-6640
For convenience, please click below to download a Confidential Personal Financial Statement:
Download the PDF Here
Download the DOC Here
Automatic Payment – Save time and money by having your loan payment automatically
deducted from the account of your choice.
EQUAL HOUSING LENDER 